Personal Tax Services in Surrey, BC

More than a filing service. Your return is prepared by a CPA, explained in plain language, and planned for next year — not just this one.

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Who we help

Most people’s taxes aren’t “simple” anymore. A basement suite here, some side income there, an RRSP question, or a letter from the CRA.

Silverline CPA prepares personal tax returns for individuals and families across Surrey, Delta, Burnaby, and Vancouver, with particular experience in the situations below.

Employees & Families

T4s, credits, deductions, and making sure nothing gets left on the table.

Rental & Suite Income

Mortgage interest, expenses, and proper reporting for suites and investment properties.

Self-Employed & Side Hustles

Business income, home office, vehicle claims, and GST guidance.

Newcomers to Canada

First-year returns, world income rules, and benefits you may not know you qualify for.

Investors

Capital gains, T5s and T3s, crypto dispositions, and loss planning.

Students & First-Time Filers

Tuition credits and starting your tax life on the right foot.

Every personal tax engagement includes

  • Preparation and e-filing of your T1 return by a Chartered Professional Accountant

  • Secure online document upload — no email attachments and no shoeboxes required, though shoeboxes are accepted

  • A plain-language walkthrough of your result: what you owe or get back, and why

  • A review of missed credits and deductions from the current year

  • Forward-looking notes on what to do differently next year, provided in writing

  • Support if the CRA reviews your return. We respond with you, not after you

Prepared by someone who’s seen the other side of the desk

Before founding Silverline CPA, Justin worked inside the Canada Revenue Agency’s T1 audit division. That experience shapes how every return is prepared: documented the way a reviewer expects, claiming everything you’re entitled to — and nothing that invites trouble.

If a CRA review letter ever arrives, you’ll have someone in your corner who understands exactly what the CRA is asking for and how to respond.

  • 3 easy steps.

  • Schedule a free intro call, then upload your documents to our secure portal.

  • Your return is prepared, double-checked, and we walk you through it before anything is filed.

  • We e-file, confirm your notice of assessment, and leave you with clear notes for next year.

Personal tax services we offer:

  • Preparation of your personal tax return

  • Final T1 Income Tax and Benefit Return (Death Return)

  • Sale of primary residence (Tax optimization services to minimize tax if you own multiple properties)

  • Planning for specific tax issues or changes such as marital breakdown, reporting capital gains, utilization of the principal residence exemption, and changes to employment

  • TFSA, RRSP and FSHA planning

  • CRA Correspondence and CRA Audit support

Frequently Asked Questions

  • Your slips (T4, T5, T3, RRSP receipts), receipts for credits (medical, donations, childcare, tuition), and details of any rental or self-employment income. When you book, we send a personalized checklist so nothing gets missed.

  • Yes. It's one of the most common situations we see in Surrey and Delta. We'll calculate the deductible share of your mortgage interest, property taxes, utilities, and repairs, and report it properly.

  • Absolutely, and without judgment. Multi-year catch-ups are routine for us, and coming forward voluntarily is always better than waiting.

  • Absolutely! Everything can be handled remotely through our secure portal, phone, and video, or in person if you prefer.

  • It depends on complexity. A straightforward return costs less than one with rental properties and investments. We quote before we start, so there are never surprises. Our basic personal returns start at $99.